The Price Paid For Being A Caregiver
When you become a caregiver, either full-time or part-time, can significantly effect your finances. Even if you think that the person requiring care has acceptable income, turning into a caregiver could demand that you minimize your work hours or stop working. If the person requiring care does not have proper income, you may have to help by paying for things or allowing that person to live with you. Medicare, Social Security and Supplemental Security Income (SSI) might supply some help, but certifying can be difficult and confusing. For example, having too much assets in a handicapped child’s name can restrict his or her eligibility for SSI.
Should I Sue A Collection Agency?
If you have ever received a call from a debt collector then you understand. Collection calls are horrific to go through and can go from nice to terrible at times. Thinking about suing them? That’s usually not the best way to go about doing something.
The Credit Report Basics
Your credit score, and your criminal record. Both depend on your past actions, both can make you or break you, and both follow you around for a really long time. But, only you, and maybe your lawyer, know your criminal record. Your credit score is a whole other story. It can be pulled when you apply for a new credit card, go for that new job, try to get a new car, or even try to move in to a new place.