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	<title>Finance &#187; Credit Card Debt</title>
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	<link>http://finance.abuzzu.com</link>
	<description>Money and Finance tips</description>
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		<item>
		<title>Is There Any Alternative to Bankruptcy?</title>
		<link>http://finance.abuzzu.com/bankruptcy/8609/is-there-any-alternative-to-bankruptcy.html</link>
		<comments>http://finance.abuzzu.com/bankruptcy/8609/is-there-any-alternative-to-bankruptcy.html#comments</comments>
		<pubDate>Tue, 17 Jan 2012 12:46:07 +0000</pubDate>
		<dc:creator>Kente Wallman</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy alternative]]></category>
		<category><![CDATA[chapter 13 alternatives]]></category>
		<category><![CDATA[chapter 7 alternatives]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[debt consolidation alternatives]]></category>
		<category><![CDATA[debt crisis]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[personal bankruptcy alternatives]]></category>

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		<description><![CDATA[Bankruptcy, they say, is the quickest solution to end financial troubles. But the truth is it doesn't in almost all cases. The best way to deal with financial difficulties is to find an alternative to bankruptcy that will lessen your debts and stop debt lawsuit. But before I discuss that I will be telling you some facts about bankruptcy. In this article you will learn what bankruptcy really is and how it can have a dramatic effect on your economic state.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>In the economic downturn, the debt collection industry has gotten more and more aggressive.</title>
		<link>http://finance.abuzzu.com/bankruptcy/8507/in-the-economic-downturn-the-debt-collection-industry-has-gotten-more-and-more-aggressive.html</link>
		<comments>http://finance.abuzzu.com/bankruptcy/8507/in-the-economic-downturn-the-debt-collection-industry-has-gotten-more-and-more-aggressive.html#comments</comments>
		<pubDate>Sun, 15 Jan 2012 13:56:18 +0000</pubDate>
		<dc:creator>Robin Miller</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Debt Assistance]]></category>
		<category><![CDATA[debt collection]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[debt help]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[debt settlement]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/bankruptcy/8507/in-the-economic-downturn-the-debt-collection-industry-has-gotten-more-and-more-aggressive.html</guid>
		<description><![CDATA[How would you react if your wages were garnished to pay a debt that is not your liability? This unfortunate scenario happened two times to a New Mexico woman who had no connection to the Target Bank account or to the collectors employed by Target. Cases like this are becoming more common as the debt buying industry has grown by leaps and bounds since the 1980's. Now the combination of technology and large debt buyer firms has created a profitable industry that also holds the record for highest industry complaints logged with the Federal Trade Commission. Luckily there are consumer protection statutes in the Fair Debt Collection Practices Act that can help you to fight against collection bullies as the Government does not have the resources to respond to all the complaints it receives.]]></description>
		<wfw:commentRss>http://finance.abuzzu.com/bankruptcy/8507/in-the-economic-downturn-the-debt-collection-industry-has-gotten-more-and-more-aggressive.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Balance Transfers</title>
		<link>http://finance.abuzzu.com/debt-management/6451/balance-transfers.html</link>
		<comments>http://finance.abuzzu.com/debt-management/6451/balance-transfers.html#comments</comments>
		<pubDate>Fri, 16 Dec 2011 10:11:31 +0000</pubDate>
		<dc:creator>John Gilbert</dc:creator>
				<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[credit card balance transfer]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt advice]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[interest charges]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money management]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/debt-management/6451/balance-transfers.html</guid>
		<description><![CDATA[A balance transfer is when you take the arrears you have on one particular card and move it to another card but at a significantly more affordable interest payment. Balance transfers can save you a large amount of money and in many cases you can move your personal debt to a 0% rate of interest. So if you are currently striving to settle your credit card balance but can only pay the minimal payment every month then this might be the way for you to decrease the interest you are paying out.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Basic Debt Consolidation Loans Information</title>
		<link>http://finance.abuzzu.com/credit-card-debt/4245/basic-debt-consolidation-loans-information.html</link>
		<comments>http://finance.abuzzu.com/credit-card-debt/4245/basic-debt-consolidation-loans-information.html#comments</comments>
		<pubDate>Thu, 19 May 2011 09:53:55 +0000</pubDate>
		<dc:creator>Peter Frost</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[finance]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Many people do not fully understand how a debt consolidation loan works or what it is.  The simple answer is that it is used to make all of your many credit card debt payments with much higher interest rates into one much simpler payment to one financial institution with a lower rate of interest and payment amount. Of course there are as many varieties to this as there are lenders that provide them.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Avoid Bankruptcy When In Debt</title>
		<link>http://finance.abuzzu.com/credit/3211/how-to-avoid-bankruptcy-when-in-debt.html</link>
		<comments>http://finance.abuzzu.com/credit/3211/how-to-avoid-bankruptcy-when-in-debt.html#comments</comments>
		<pubDate>Wed, 24 Mar 2010 09:42:34 +0000</pubDate>
		<dc:creator>Sally Depp</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[debt negotiation]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/credit/3211/how-to-avoid-bankruptcy-when-in-debt.html</guid>
		<description><![CDATA[Bankruptcy is one financial act that should be avoided no matter what, but unfortunately for some, bankruptcy can seem right around the corner when each option fails.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Debt Reduction Can Help Achieve Financial Security</title>
		<link>http://finance.abuzzu.com/credit/2985/credit-card-debt-reduction-can-help-achieve-financial-security.html</link>
		<comments>http://finance.abuzzu.com/credit/2985/credit-card-debt-reduction-can-help-achieve-financial-security.html#comments</comments>
		<pubDate>Mon, 11 Jan 2010 09:38:54 +0000</pubDate>
		<dc:creator>Chris Blanchet</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Job loss. Reduced income. A lingering recession. These are just some of the reasons why credit card debt reduction has been at the forefront of people's minds. Even without these looming financial threats, looking at credit card debt reduction is a smart financial move. With rates on such credit being among the highest, folks really need to tackle this debt in order to become financially better off.]]></description>
		<wfw:commentRss>http://finance.abuzzu.com/credit/2985/credit-card-debt-reduction-can-help-achieve-financial-security.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Saving Money After The Holidays Starts With Paying More Than The Required Amount On Your Credit Cards</title>
		<link>http://finance.abuzzu.com/bankruptcy/2828/saving-money-after-the-holidays-starts-with-paying-more-than-the-required-amount-on-your-credit-cards.html</link>
		<comments>http://finance.abuzzu.com/bankruptcy/2828/saving-money-after-the-holidays-starts-with-paying-more-than-the-required-amount-on-your-credit-cards.html#comments</comments>
		<pubDate>Tue, 01 Dec 2009 18:52:59 +0000</pubDate>
		<dc:creator>Fred Jones</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[unsecured debt]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/bankruptcy/2828/saving-money-after-the-holidays-starts-with-paying-more-than-the-required-amount-on-your-credit-cards.html</guid>
		<description><![CDATA[While it may feel like you're saving money by sending the minimum amount due on your credit card, the truth is, you're really paying much more.  This time of the year more than ever, the temptation to only pay the required amount and convincing yourself you'll have more funds to spend on presents and yuletide cheer is a problem for many.  No matter the amount of debt you currently have, this info will show you the importance of paying more than the required - something that could save lots of dollars over time.  How's that for a stocking stuffer?]]></description>
		<wfw:commentRss>http://finance.abuzzu.com/bankruptcy/2828/saving-money-after-the-holidays-starts-with-paying-more-than-the-required-amount-on-your-credit-cards.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Legally Eliminating Credit Card Debt; Can You Do It with the Credit Card Debt Survival Guide?</title>
		<link>http://finance.abuzzu.com/credit-card-debt/2827/legally-eliminating-credit-card-debt-can-you-do-it-with-the-credit-card-debt-survival-guide.html</link>
		<comments>http://finance.abuzzu.com/credit-card-debt/2827/legally-eliminating-credit-card-debt-can-you-do-it-with-the-credit-card-debt-survival-guide.html#comments</comments>
		<pubDate>Tue, 01 Dec 2009 18:40:44 +0000</pubDate>
		<dc:creator>Will Manning</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[credit card debt relief]]></category>
		<category><![CDATA[debt settlement]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/credit-card-debt/2827/legally-eliminating-credit-card-debt-can-you-do-it-with-the-credit-card-debt-survival-guide.html</guid>
		<description><![CDATA[Does eliminating credit card debt by simply not paying it work? Mel Thompson, the author of the Credit Card Debt Survival Guide, found that with the right preparation and attitude it does work.]]></description>
		<wfw:commentRss>http://finance.abuzzu.com/credit-card-debt/2827/legally-eliminating-credit-card-debt-can-you-do-it-with-the-credit-card-debt-survival-guide.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Economic Death Spirals and Debt Solutions</title>
		<link>http://finance.abuzzu.com/credit-card-debt/2694/real-debt-solutions-for-the-real-world.html</link>
		<comments>http://finance.abuzzu.com/credit-card-debt/2694/real-debt-solutions-for-the-real-world.html#comments</comments>
		<pubDate>Mon, 09 Nov 2009 11:36:41 +0000</pubDate>
		<dc:creator>James Pynn</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt solutions]]></category>
		<category><![CDATA[predatory lending]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/credit-card-debt/2694/real-debt-solutions-for-the-real-world.html</guid>
		<description><![CDATA[Debt consolidation is generally accepted as the most viable solution for debtors who are over their heads with credit card debt. Credit cars notoriously carry high interest rates. To combat this, debtors with viable forms of collateral can borrow against this collateral, securing a second loan to pay off their credit cards. This second loan, secured against say a house, can e paid off sooner as it enjoys a significantly lower interest rate.]]></description>
		<wfw:commentRss>http://finance.abuzzu.com/credit-card-debt/2694/real-debt-solutions-for-the-real-world.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Government Debt Consolidation Loans: Information You Can Use</title>
		<link>http://finance.abuzzu.com/student-loans/2693/government-debt-consolidation-loans-information-you-can-use.html</link>
		<comments>http://finance.abuzzu.com/student-loans/2693/government-debt-consolidation-loans-information-you-can-use.html#comments</comments>
		<pubDate>Mon, 09 Nov 2009 11:22:32 +0000</pubDate>
		<dc:creator>Alan Henderson</dc:creator>
				<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Debt Consolidation]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/student-loans/2693/government-debt-consolidation-loans-information-you-can-use.html</guid>
		<description><![CDATA[There are several government programs that provide special loans to pay off combined debts by consolidating them into a single payment. These are commonly referred to as government debt consolidation loans and they come in a variety of different shapes and sizes. While they follow some of the basic principles found in consolidation loans in the private sector, they do vary slightly.]]></description>
		<wfw:commentRss>http://finance.abuzzu.com/student-loans/2693/government-debt-consolidation-loans-information-you-can-use.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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