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	<title>Finance &#187; credit tips</title>
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	<link>http://finance.abuzzu.com</link>
	<description>Money and Finance tips</description>
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		<item>
		<title>Validation of Debt Letter: Why is it Necessary</title>
		<link>http://finance.abuzzu.com/debt-management/7689/validation-of-debt-letter-why-is-it-necessary.html</link>
		<comments>http://finance.abuzzu.com/debt-management/7689/validation-of-debt-letter-why-is-it-necessary.html#comments</comments>
		<pubDate>Fri, 06 Jan 2012 12:44:16 +0000</pubDate>
		<dc:creator>Kente Wallman</dc:creator>
				<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[consultancy]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit and collection]]></category>
		<category><![CDATA[credit tips]]></category>
		<category><![CDATA[debt advice]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial consultants]]></category>
		<category><![CDATA[financial services]]></category>

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		<description><![CDATA[When you try to beat the collections process, your knowledge on validation of debt letter has the largest role to play. You need to properly use an effective demand letter because it is very significant when you deal with your original creditors or any type of third party junk debt collectors.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Figuring Out How Home Equity Loan Interest Rates Are Calculated</title>
		<link>http://finance.abuzzu.com/bankruptcy/4193/figuring-out-how-home-equity-loan-interest-rates-are-calculated.html</link>
		<comments>http://finance.abuzzu.com/bankruptcy/4193/figuring-out-how-home-equity-loan-interest-rates-are-calculated.html#comments</comments>
		<pubDate>Wed, 11 May 2011 09:08:07 +0000</pubDate>
		<dc:creator>Rita J. Johnson</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[Commercial Loans]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit tips]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[home equity loans]]></category>
		<category><![CDATA[Leases Leasing]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[Payday Loans]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/bankruptcy/4193/figuring-out-how-home-equity-loan-interest-rates-are-calculated.html</guid>
		<description><![CDATA[Homeowners can take advantage of a form of revolving credit by using their house as collateral. The equity in the house is built up over time, as you make mortgage payments. The lenders have different rules concerning minimal amounts borrowed, and the total amount you are eligible for. Home equity loan interest rates will determine how much you will need to pay in addition to the principle.]]></description>
		<wfw:commentRss>http://finance.abuzzu.com/bankruptcy/4193/figuring-out-how-home-equity-loan-interest-rates-are-calculated.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Long-Term Real Estate Investments</title>
		<link>http://finance.abuzzu.com/credit/3215/long-term-real-estate-investments.html</link>
		<comments>http://finance.abuzzu.com/credit/3215/long-term-real-estate-investments.html#comments</comments>
		<pubDate>Thu, 25 Mar 2010 10:56:36 +0000</pubDate>
		<dc:creator>Gary Antosh</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[credit tips]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[loan]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/credit/3215/long-term-real-estate-investments.html</guid>
		<description><![CDATA[An investment in real estate will most likely benefit the buyer from long-term inflation. If you have a home you may have profited simply by holding onto it and keeping it in good condition over the years. You must continue to protect that profit, however. Should you intend to unload the property - the old homestead one of these days, don't let it fall into disrepair and run down condition for a real estate broker to market.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Consolidation &#8211; Profit Or Non-Profit?</title>
		<link>http://finance.abuzzu.com/student-loans/2910/debt-consolidation-profit-or-non-profit.html</link>
		<comments>http://finance.abuzzu.com/student-loans/2910/debt-consolidation-profit-or-non-profit.html#comments</comments>
		<pubDate>Wed, 16 Dec 2009 19:35:08 +0000</pubDate>
		<dc:creator>Bufen Hill</dc:creator>
				<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[credit tips]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[Payday Loans]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/student-loans/2910/debt-consolidation-profit-or-non-profit.html</guid>
		<description><![CDATA[You will find debt counselors and debt counseling agencies advertising just about everywhere that they are there for you and are always ready to help. In fact, that is the latest big thing in the financial industry these days owing to the huge number of people struggling with bad credit.]]></description>
		<wfw:commentRss>http://finance.abuzzu.com/student-loans/2910/debt-consolidation-profit-or-non-profit.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Raise Your Credit Score Through Appeals</title>
		<link>http://finance.abuzzu.com/credit/2035/how-to-raise-your-credit-score-through-appeals.html</link>
		<comments>http://finance.abuzzu.com/credit/2035/how-to-raise-your-credit-score-through-appeals.html#comments</comments>
		<pubDate>Thu, 27 Aug 2009 09:21:55 +0000</pubDate>
		<dc:creator>Vincent Polisi</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit report disputing]]></category>
		<category><![CDATA[credit tips]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/credit/2035/how-to-raise-your-credit-score-through-appeals.html</guid>
		<description><![CDATA[Your credit score is a key factor taken into account when a lender is reviewing a loan application. These scores are formulated by analyzing your past credit performance, but the information gathered and included on your credit report may not be accurate. Having inaccurate data on your report can lead to lower scores and less favorable loan terms.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Increase Your FICO Score Rapidly &#8211; Proven Method To Boost Your Credit Score</title>
		<link>http://finance.abuzzu.com/credit/1589/increase-your-fico-score-rapidly-proven-method-to-boost-your-credit-score.html</link>
		<comments>http://finance.abuzzu.com/credit/1589/increase-your-fico-score-rapidly-proven-method-to-boost-your-credit-score.html#comments</comments>
		<pubDate>Mon, 25 May 2009 09:18:08 +0000</pubDate>
		<dc:creator>Tim Beachum</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit tips]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[increase credit score]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/credit/1589/increase-your-fico-score-rapidly-proven-method-to-boost-your-credit-score.html</guid>
		<description><![CDATA[Go outside and fire up the grill... Take your paycheck and throw it on the fire... Sounds crazy right? Of course it does! So why would you continue to give a way hundreds if not thousands of dollars?]]></description>
		<wfw:commentRss>http://finance.abuzzu.com/credit/1589/increase-your-fico-score-rapidly-proven-method-to-boost-your-credit-score.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Repair Kits &#8211; The Truth May Shock You</title>
		<link>http://finance.abuzzu.com/credit/1526/credit-repair-kits-the-truth-may-shock-you.html</link>
		<comments>http://finance.abuzzu.com/credit/1526/credit-repair-kits-the-truth-may-shock-you.html#comments</comments>
		<pubDate>Fri, 08 May 2009 07:31:56 +0000</pubDate>
		<dc:creator>Tim Beachum</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit repair help]]></category>
		<category><![CDATA[credit repair kit]]></category>
		<category><![CDATA[credit repair system]]></category>
		<category><![CDATA[credit tips]]></category>
		<category><![CDATA[do it yourself credit repair diy credit repair]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/credit/1526/credit-repair-kits-the-truth-may-shock-you.html</guid>
		<description><![CDATA[Mention the words credit repair kits to a someone from a credit repair agency and watch them cringe. They will try every trick in the book to keep you from repairing your own credit. How do I know? Because I have experienced it myself. It is more beneficial to them for you to continue to believe that the process is difficult and by attempting to do it yourself you could possibly ruin your credit forever. In this article I am going to state some facts which will allow you to determine the best route for your credit situation.]]></description>
		<wfw:commentRss>http://finance.abuzzu.com/credit/1526/credit-repair-kits-the-truth-may-shock-you.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Repair. Why it&#8217;s important</title>
		<link>http://finance.abuzzu.com/credit/1525/credit-repair-why-its-important.html</link>
		<comments>http://finance.abuzzu.com/credit/1525/credit-repair-why-its-important.html#comments</comments>
		<pubDate>Thu, 07 May 2009 08:54:37 +0000</pubDate>
		<dc:creator>Todd Koch</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[credit tips]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[home mortgage]]></category>
		<category><![CDATA[home refinance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[personal credit]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/credit/1525/credit-repair-why-its-important.html</guid>
		<description><![CDATA[Most people underestimate the importance of a good or bad credit score and its implications on everything from insurance rates to being able to buy a home. Credit Scores are an important part of any person's finances. Here's an example of how your credit scores can affect you that just happened to a client of mine. Two months ago this person decided to buy a home and got a pre-approval from their lender. Two weeks ago they found the perfect home and we wrote an offer on it that was accepted. During the underwriting process, the bank pulled another credit report. My client's score dropped 3 points and prevented them from buying their home.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Delete Bad Credit</title>
		<link>http://finance.abuzzu.com/credit/1241/how-to-delete-bad-credit.html</link>
		<comments>http://finance.abuzzu.com/credit/1241/how-to-delete-bad-credit.html#comments</comments>
		<pubDate>Mon, 23 Feb 2009 08:56:22 +0000</pubDate>
		<dc:creator>John Cooper</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[credit tips]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[how to]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[legal]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/credit/1241/how-to-delete-bad-credit.html</guid>
		<description><![CDATA[Frequently life throws us all a curve ball from time to time. Such as a sickness in the family, getting laid off from a job, or simply not being able to provide properly.]]></description>
		<wfw:commentRss>http://finance.abuzzu.com/credit/1241/how-to-delete-bad-credit.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting A Good Prepaid Credit Card</title>
		<link>http://finance.abuzzu.com/credit/1171/getting-a-good-prepaid-credit-card.html</link>
		<comments>http://finance.abuzzu.com/credit/1171/getting-a-good-prepaid-credit-card.html#comments</comments>
		<pubDate>Sat, 14 Feb 2009 07:20:15 +0000</pubDate>
		<dc:creator>Nick Makaryk</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit tips]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[finance credit]]></category>
		<category><![CDATA[low interest credit cards]]></category>

		<guid isPermaLink="false">http://finance.abuzzu.com/?p=1171</guid>
		<description><![CDATA[Acquiring a credit card is really beneficial though it can often prove rather hard to get one, particularly when your credit history is to a lesser extent  satisfactory. There often can be many restrictions in having your application approved and poor credit will surely make it just about impossible to get a card. As a matter of fact, even if you do acquire one the interest rates would be rather high as to make acquiring one would be prohibitively costly.]]></description>
		<wfw:commentRss>http://finance.abuzzu.com/credit/1171/getting-a-good-prepaid-credit-card.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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