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Bankruptcy

By Victor Hood on January 19, 2012

Bankruptcy is the legal means of getting rid of debts. It can seem like the simplest solution when you have so much debts. Bankruptcy, though, should not be taken lightly. Filing bankruptcy can cause a lot of consequences.

Posted in Bankruptcy | Tagged Bankruptcy, Credit, Debt Consolidation, debt relief, finance, Finance and Banking, Finance and Credit, Finance and Loans, financial planning, loans, personal finance | Leave a response

In the economic downturn, the debt collection industry has gotten more and more aggressive.

By Robin Miller on January 15, 2012

How would you react if your wages were garnished to pay a debt that is not your liability? This unfortunate scenario happened two times to a New Mexico woman who had no connection to the Target Bank account or to the collectors employed by Target. Cases like this are becoming more common as the debt buying industry has grown by leaps and bounds since the 1980′s. Now the combination of technology and large debt buyer firms has created a profitable industry that also holds the record for highest industry complaints logged with the Federal Trade Commission. Luckily there are consumer protection statutes in the Fair Debt Collection Practices Act that can help you to fight against collection bullies as the Government does not have the resources to respond to all the complaints it receives.

Posted in Bankruptcy | Tagged Bankruptcy, Credit Card Debt, Debt Assistance, debt collection, debt collectors, Debt Consolidation, debt help, debt reduction, debt relief, debt settlement | Leave a response

Bankruptcy Causes

By Victor Hood on December 29, 2011

Bankruptcy came from the Italian word banca rotta, which means a broken bench. It is a federal court process designed to help consumers and businesses eliminate their debts or repay them under the protection of the bankruptcy court. But there are actually specialized units for bankruptcy in every federal district court. The Federal Bankruptcy Act dictates these district courts to take care of the bankruptcy filings and other procedures.

Posted in Bankruptcy | Tagged Bankruptcy, Credit, Credit Cards, Debt Consolidation, debt relief, finance, Finance and Bankruptcy, Finance and Credit, Finance and Loans, financial planning, loans, personal finance, wealth building | Leave a response

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