Thinking Of Getting A Free Credit Report?
If you are worried about your credit status and considering commencing the process of credit repair then one of the first things you should do is obtain a copy of your personal credit report. But how will you go about getting hold of your credit report? You’ve seen offers on the internet about free credit reports but can you trust them?
Free Credit Reports and How to Use Them
Consumers use the Federal Trade Commission as a sounding board for their complaints. A few years ago, many consumers saw an advertisement for a free credit report and then got stuck paying a monthly fee for a service, and the FTC received a high number of complaints. As a result, the Fair Credit Reporting Act was changed so that consumers can receive a free credit report from TransUnion, Experian, and Eqiufax each, the three national consumer reporting agencies, annually.