The CARD Act- What You Should Know
Recently the CARD act took effect, which means that cardholders will be able to get relief from double cycle billing and arbitrary rate increases. In addition, the CARD act promises that credit card bills will be much easier to read. However, with the new act comes a new series of rules and regulations that savvy consumers should know about.
Get To Know The Score: What’s Up With Your Credit Report?
Your credit score is like your criminal record. Both follow you around for a very long time, and both are supposed reflections of the person you are. Only you and perhaps your lawyer know your criminal record. But your credit score can be pulled when you apply for a credit card, or go to get a new car, or even try to move in to a new place.