The CARD Act- What You Should Know
Recently the CARD act took effect, which means that cardholders will be able to get relief from double cycle billing and arbitrary rate increases. In addition, the CARD act promises that credit card bills will be much easier to read. However, with the new act comes a new series of rules and regulations that savvy consumers should know about.
Junk Mail Could Ruin Your Credit
Junk mail. No one likes it. Most people will take a glance at the envelope then throw it away. But it’s key to give each letter a thorough check. Some credit card issuers are now sending cardholders statements in plain, unmarked white envelopes that look like a solicitation, or junk.